Salary Sacrifice Calculator
Estimate your potential tax savings from pre-tax contributions. This is for illustrative purposes only.

Before Sacrifice

Gross Annual Salary

$60,000.00

Pension Contribution

$0.00

Taxable Salary

$60,000.00

Estimated Tax Paid

$11,500.00

Take-Home Pay

$48,500.00

After Sacrifice

Gross Annual Salary

$60,000.00

Pension Contribution

$3,000.00

New Taxable Salary

$57,000.00

Estimated Tax Paid

$10,600.00

Take-Home Pay

$46,400.00

Estimated Annual Tax Saving

$900.00

Your take-home is only reduced by $2,100.00, but your pension gains $3,000.00.